Terms of Service: Subscriber/Disclaimer Agreement

The information contained in the Arbor Investment Planner Newsletters, the Arbor Asset Allocation Model Portfolio Blog, the Dividend Value Builder Newsletters and  Dividend Value Builder Blog, are general information or for entertainment purposes only and does not constitute investment advice. The Arbor Investment Planner does not act as an investment advisor, or advocate the purchase or sale of any security or investment.

Use of the Arbor Investment Planner is for subscribers’ personal use only. Subscriber agrees not to share or copy for any other use. Neither the Arbor Investment Planner nor Ken Faulkenberry invests, manages, or directs the investment management of subscriber portfolios. Our sole purpose is to provide information to investors who choose to manage and self direct their own investment portfolio.

All information, including the AAAMP Portfolios Updates, and Trade Alerts, are for information purposes only. The AAAMP Portfolios are real time portfolios owned and managed by Ken Faulkenberry for his benefit. All information is the opinion of Ken Faulkenberry. All information, including reported investments and reported investment trades, are made with his own personal money in his personal account. These investments may or may not be appropriate for newsletter members.

Trade Alerts are sent to subscribers for notification purposes only. After a trade alert is e-mailed to subscribers the trade is made in the AAAMP portfolios. Investors who choose to duplicate transactions do so at their own risk. Subscribers should consult their investment advisor as to the suitability of any particular investment.

The Dividend Value Builder Portfolios are for illustration purposes only. Although Ken Faulkenberry personally owns each of the stocks in the AAAMP Portfolios and DVB Newsletters, that does not mean it is an appropriate investment for any newsletter subscriber.

Past results do not guarantee future returns. There is no guarantee the goals and objectives of the Arbor Investment Planner (including the AAAMP Portfolios and DVB Newsletters) will be achieved. The subscriber agrees to be totally responsible for any action taken and/or investments made and the suitability of any actions taken by the subscriber. While data contained is believed to be from reliable sources the Arbor Investment Planner (including the Arbor Investment Planner website and blog and Dividend Value Builder Website and Blog) are not liable, nor does they warranty the accuracy, timeliness, or completeness of the information contained.

All recurring subscription plans can be cancelled at anytime by the subscriber without any further obligation for future payments. Your services will still be provided for the original time period ordered. However, Arbor Investment Planner’s price guarantee (we never increase prices for active members) will no longer apply to plans which have been cancelled.

Dividend Value Builder memberships come with a 30-Day 100% Money Back Guarantee (first-time members only). You may request a full refund by emailing Ken Faulkenberry at KFinvest@aol.com or calling 832-585-7618. Refunds are not available for non-recurring trial subscriptions.

AAAMP Portfolios memberships are non-refundable.  Memberships are not available on the website but can be obtained by contacting Ken Faulkenberry at KFinvest@aol.com or calling 832-585-7618. I want to be sure my service is right for you by sending you the latest AAAMP Portfolios updates and answering any questions you have about the service BEFORE accepting your membership fee.

The Arbor Investment Planner reserves the right to offer subscription trial periods. If the subscriber does not cancel within the stated subscriber trial period the subscribers payment will be processed and credit card will be charged.  It is the responsibility of the subscriber to cancel within the stated trial period.

The Arbor Investment Planner, Arbor Asset Allocation Model Portfolio (AAAMP) Blog, and Dividend Value Builder Blog may display advertisements and/or links to affiliate websites.  If you click on these advertisements and make a purchase the Arbor Investment Planner will receive a commission or fee. If you click on text ads the Arbor Investment Planner may receive a fee from the advertiser. The Arbor Investment Planner shall not be liable for any transactions made with affiliate websites or links clicked on by the reader. The Arbor Investment Planner does not warranty the reliablility or truthfulness of any advertisement, product, or services. All transactions are at the risk of the buyer.

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